Choose your next step
Start with the provider that fits your needs.
Each provider handles its own application, approval, rates and loan terms. You can review either option without changing your project request with Complete Outdoor Living.
01Pool & home improvement financing
HFS Financial
Explore personal-loan options for a new pool or complete outdoor living project through HFS Financial's online inquiry process.
- Online rate inquiry
- No home equity required for qualifying programs
- Funds are provided directly to approved borrowers
Check My Rate with HFS ↗02Pool financing specialist
Lyon Financial
Apply through Lyon Financial, a company focused on financing swimming pools and qualifying outdoor living improvements.
- Pool and outdoor living loan options
- Online application
- Programs are based on individual qualifications
Apply with Lyon Financial ↗ Before you apply
Complete Outdoor Living is not a lender and does not make credit decisions. Financing is provided by independent third parties and is subject to application, credit approval, lender terms and availability. Rates, terms and program details may change. Review all disclosures directly with the financing provider.
From budget to backyard
A simple way to plan your project.
- 1
Explore financing
Review your potential options with HFS Financial or Lyon Financial.
- 2
Plan the project
Share your desired investment range, property details and backyard priorities with our design team.
- 3
Finalize the scope
We confirm the design, site conditions, selections and construction price before the project begins.
Financing questions
What homeowners want to know
Does Complete Outdoor Living provide the loan?
No. Complete Outdoor Living is the pool builder, not a lender. Financing is offered and administered by independent third-party financing providers.
Will applying affect my credit?
Each provider has its own inquiry and application process. Review the provider's current disclosures before submitting your information so you understand whether a soft or hard credit inquiry may be used.
Can I finance more than the swimming pool?
Qualifying outdoor living improvements may be eligible depending on the provider, loan program and your application. Ask the financing provider which parts of your project can be included.
Should I apply before the final pool design?
You can explore financing early to understand a comfortable project range. Final loan terms and the construction agreement should reflect the completed project scope and price.
Can Complete Outdoor Living help with the application?
We can provide the project proposal and construction details a financing provider may request, but all credit decisions, rates, terms and funding are handled by the provider.